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UPDATED: Jan 9, 2014
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Insurance Question from Woodland Hills, CA
Asked on 01/09/2014
Auto Insurance While driving a friend rear ended another car, no damage to their car and the other car would not pull over to exchange insurance info. They tried putting their blinkers to pull to the shoulder and the other vehicle just kept going. They got their license plate but have no damage and the other driver never stopped. Should this be reported?
Answer given on January 11, 2014
If there is an auto accident where there is no damage to either car and the other party did not stop to exchange information for a police or accident report, there is no need to pursue this with the insurance company for your friend. There is nothing the insurance will do for the friend, since there is no damage, and since the other party is not identified, they cannot contact them to see if any damage occurred.The friend can keep the license number for their records, in case something comes up from the other party later on, but it seems unlikely that they would be able to identify your friend since they left the scene.Leaving the scene of an accident is a crime, but since there was no damage and no injuries there is nothing to worry about. However, your friend can advise his agent of the incident and just have them make a record of it, but not report it to the company.
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