Progressive Auto Insurance Review for 2025 (See Rates & Discounts Here)

This Progressive auto insurance review highlights two benefits: rates starting at $56 monthly for good drivers and innovative features like accident forgiveness.

Progressive Corporation offers customizable coverage options and discounts through its agents and the Progressive App. Complaints about customer service may be a drawback.

Rating Criteria
Overall Score	4.3
Business Reviews	4.0
Claims Processing	3.5
Company Reputation	4.5
Coverage Availability	5.0
Coverage Value	4.2
Customer Satisfaction	2.1
Digital Experience	4.5
Discounts Available	5.0
Insurance Cost	4.4
Plan Personalization	4.5
Policy Options	5.0
Savings Potential	4.6

Use our free quote tool above to compare top auto insurance providers in your area and find the best fit for your coverage and budget.

Progressive Auto Insurance Review: Coverage Cost

Progressive’s auto insurance rates average $105 monthly, making them highly competitive for budget-conscious drivers.

Rates fluctuate based on driving record, age, gender, and location, with younger drivers often paying 20% more than older ones.

Drivers with perfect records pay up to 25 percent less than those with violations. What you should know about auto insurance: Progressive has review ranking scores of 4.4. They stand out for being incredibly affordable and, therefore, on top of the list for cost-conscious drivers.

Progressive Auto Insurance Review: Average Cost vs. Competitors.

Progressive offers competitive pricing compared to State Farm and other major insurers, especially for drivers between 25 and 40. The average rate for Progressive drivers with a clean record varies across age and gender but is competitive overall.

Insurance Company	Age: 18 Female	Age: 18 Male	Age: 30 Female	Age: 30 Male	Age: 45 Female	Age: 45 Male	Age: 65 Female	Age: 65 Male
	$640	$740	$240	$252	$231	$198	$226	$223
	$435	$591	$165	$195	$164	$166	$161	$163
	$843	$944	$187	$194	$159	$150	$156	$147
	$313	$362	$128	$124	$114	$248	$112	$112
	$745	$893	$249	$285	$244	$164	$239	$243
	$432	$552	$177	$195	$161	$150	$158	$160
	$843	$944	$187	$194	$159	$123	$156	$147
	$327	$405	$133	$147	$123	$141	$120	$120
	$757	$1,056	$142	$154	$139	$84	$136	$138
	$257	$289	$106	$113	$84	$150	$82	$82

Progressive’s pricing mainly benefits high-risk drivers because its rates are up to 15% lower for metropolitan area drivers. Its flexibility in providing customized quotes using demographics makes it one of the best auto insurance companies that provides comprehensive coverage while ensuring affordability for different driver profiles.

Progressive Auto Insurance Review: Coverage Options

Progressive offers diverse coverage options, including fuCoverageage, minimum liability, and comprehensive and collision insurance. Unique features include gap insurance for financed vehicles and SR-22 filings for high-risk drivers.

Add-ons like roadside assistance and custom parts coverage enhance policyholder flexibility. With a review ranking score of 4.4, Progressive caters to a wide range of driver needs, from basic liability to extensive protection for specialty vehicles. Compare online car insurance quotes to save money and find the best coverage.

Progressive Auto Insurance Review: Customer Reviews

Many customers also commend Progressive’s flexible policy options, which makes it a strong contender for the best liability-only car insurance. Progressive continues to earn trust for its reliability and value.

Progressive Auto Insurance Review: Available Discounts

Progressive provides several discounts, such as up to 30% savings through its Snapshot program, which rewards safe driving habits. Bundling home and auto insurance can save policyholders up to 12%, while multi-car policies offer an additional 10% discount.

Progressive Auto Insurance- Was told I would be getting discounts, but the price went up after renewal.
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Paying premiums upfront can reduce costs by up to 15%. These discount opportunities, combined with Progressive’s ranking score of 4.4, make it a practical choice for cost-conscious drivers looking for savings on full-coverage auto insurance.

Progressive Auto Insurance Review: Business Reviews

Reputable agencies rate the firm well, as it sustains an excellent reputation in the auto insurance sector. According to J.D. Power, Progressive scores 832 out of 1,000, reflecting an average customer satisfaction score. The BBB assigns it an A+ rating and commends the company’s sound business practices and complaint resolution capabilities.

Agency
	Score: 832 / 1,000 Avg. Satisfaction
	Score: A+ Excellent Business Practices
	Score: 72/100 Avg. Customer Feedback
	Score: 1.11 Avg. Complaints
	Score: A+ Superior Financial Strength

Consumer Reports gives Progressive a 72 out of 100, with its competitive pricing and wide range of policy options based on customer feedback. The National Association of Insurance Commissioners reports a complaint index 1.11, slightly higher than the average.

Moreover, A.M. Best gives Progressive an A+ rating, which denotes its superior financial strength and efficient claim-processing ability. All these ratings solidify Progressive as the most trusted choice for its policyholders, particularly those seeking information on filing a car insurance claim with Progressive Direct Insurance Company.

Pros and Cons of Progressive Auto Insurance

Pros

• Affordable Rates:  The average monthly cost of $105 can provide competitive pricing for many drivers. Find out more by reading our article titled “Best Auto Insurance With Rental Reimbursement Coverage.”
• Diverse Discount Opportunities: Up to 30 percent savings with Snapshot and generous bundling discounts for home and auto policies.
• Wide Range of Coverage Options: For comprehensive protection, consider gap insurance, rideshare coverage, and custom parts protection.

Cons

• Higher Rates for High-Risk Drivers: Premiums for accidents or related infractions tend to be much higher than the average.
• Mixed Reviews on Claims Handling: Some customers report delays or dissatisfaction with the claims process. However, Progressive offers 24/7 customer support to assist with any issues.

Progressive Company History

In 1937, they founded Progressive Mutual Insurance Company, which is known as one of the more innovative insurance companies. Progressive was the first to offer drive-in claims service, allowing customers to pay their premiums in installments. I956, Progressive Casualty Insurance Company, was launched, focusing on writing auto insurance for high-risk drivers. Progressive operates through a publicly traded holding company, Progressive Corporation, formed in 1965.

Since its founding, Progressive has grown from a small 100-employee firm to the largest seller of motorcycle policies. You can bundle your Progressive car insurance with other policies for added convenience and savings.

• Company Sales Methods: Independent Agents and brokers, or by phone or online
• Life Annuity Business: Progressive works with Efinancial, a system that helps you choose life insurance online.
• Health Business: Progressive has teamed up with eHealthInsurance®, a system that offers over 10,000 health care plans online and allows prospects to research and compare over 175 health insurance companies nationwide.

Auto Business:

Progressive offers a variety of Auto coverage policies. BasCoverageage includes Bodily Injury, Property Damage, Liability, and uninsured driver insurance (only active in some states). They can add personal coverage to BasCoverageage.

PersonalizCoverageage includes collision (including pet injury), loan/lease payoff, medical payments, custom parts and equipment/accessories, rental reimbursement, and roadside assistance. Progressive also offers a variety of auto insurance discounts. The company has also expanded to include boats, RVs, snowmobiles, ATVs, golf carts, classic cars, mobile homes, travel trailers, and Segways.

Homeowners Business:

Progressive offers three types of homeowners insurance policies. Homeowners 1 protects your property from fire and lightning, loss of property on premises due to fire or other perils, vehicles, windstorms or hail, smoke, explosions, theft, vandalism and malicious mischief, riot or civil commotion, aircraft, and breakage of glass constituting part of the building.

Homeowners 2 protects your property against the 11 perils listed in Homeowners 1 as well as others (e.g., freezing of plumbing, domestic appliances, heating, and air conditioning systems; falling objects; accidental discharge; and leakage or overflow of water/steam from within a heating or air conditioning system, plumbing, or domestic appliance). Homeowners 3 protects your property against all perils, including floods, wars, earthquakes, and nuclear accidents.

Key Takeaways from the Progressive Auto Insurance Review

Progressive Auto Insurance is known for being cheap, averaging about $56 per month, but not to ignore the rich discount program that reaches up to 30% with Snapshot. Diverse coverage options are offered to drivers, such as gap insurance and rideshare protection, to reach a specific need.

However, high-risk drivers may pay more, and some customers complain about handling claims. Progressive offers affordable and flexible options, but drivers should consider, ‘How do I know if I chose the right coverages?‘ and compare quotes to ensure they get the best deal.

Use the free tool below to input your ZIP code and explore tailored auto insurance options that match your needs and save money.