State Farm dropped my road towing because I used it 3 times a year for the last 3 years, and raised price for 6 months from $68 a month to $80! Legal?

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

UPDATED: Jun 8, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Written By: Jeffrey JohnsonUPDATED: Jun 8, 2021Fact Checked

Auto insurance companies offer emergency roadside assistance services to their customers at a nominal fee presuming it will be used lightly. If the insurance company feels the service is being used excessively they do have the right to drop the roadside assistance coverage unless you can provide them with evidence that you have resolved the problem. An example is that if you had to get a jump start several times if you show you purchased a new battery, they may be willing to continue the coverage. The renewal premium does not have any connection to the dropping of the roadside assistance benefits. The losses for roadside assistance service are not able to be rated, and cannot be used as a rate adjustment for auto insurance premiums. It is probable that there was a rate change made by the insurance company recently and it affected you at the renewal. You should contact your agent to explain the rate increase for you auto insurance policy and see if there is some way you could reduce your pocket costs through the level of coverage adjustment, increased deductibles, or find additional discounts.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

secured lock Secured with SHA-256 Encryption