Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 10, 2012

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Insurance Question from Toronto, OH

Asked on 05/10/2012

What do i do next? I have been in a wreck almost 6 months ago, did not have insurance. At court i pled no contest ta the accident being my fault, judge did not ask if i had insurance.

Answer given on May 13, 2012

If you had an auto accident and did not have insurance, then you could be fined and/or lose your license. If the accident was your fault, the other insurance company may come to you to reimburse them for the amount they paid to the other party.What you should do now is obtain auto liability insurance. If you lose your license you will need to show proof of insurance to get the license reinstated. You should contact your Dept of Motor Vehicles to see if they have taken any action against your license. You may not be aware if the license was suspended, although they should notify you of any action.With the accident, presuming it was your fault, your insurance rates may be higher. In addition, some states allow insurance companies to charge more if you have not had insurance. However, you need to get insurance if you intend to continue driving.


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