CanI get in trouble for using my boyfriend’s credit card with his permission?

My boyfriend told me to use his credit card to pay off some bills and get Christmas for the kids. Sometimes he was with me and sometimes he wasn’t. The credit card only had his name on it, but it turns out his mother is on the account with him. She is saying that she is going to press fraud charges against me. Is it possible for me to get in trouble even tho my boyfriend told me to use it, I didn’t even ask for it?

Asked on December 9, 2010 under Criminal Law, Pennsylvania


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

Since your boyfriend consented to your use of the credit card, his mother would not have any basis for a claim of fraud. 

Fraud is misrepresentation of a material fact made with knowledge of its falsity to induce reliance by the other party.  The other party justifiably relied to his detriment.  Fraud is both civil and criminal.

Since you had permission to use the credit card, no fraud occurred and you have nothing to worry about.



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