UPDATED: Sep 30, 2022
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I been employed for 10 years at a bank. I’ve had several roles, including my current role as an loan processor. Then, out of no where, they decided to do credit pulls because in the position
you have to have ID to speak about a mortgage. I’ve been in this role for 2 years and they never have done a background check before. I feel it’s not right now my job is on the line because of my bad credit. They will decide whether they are going fire me or keep me in the next 48 hours. Does this action give rise to a lawsuit?
Asked on June 1, 2016 under Employment Labor Law, South Carolina
M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney
Answered 6 years ago | Contributor
Unfortunately, there may be nothing that you can do about this. The fact is that in an "at will" employment relationship, a company can set the conditions of work much as it sees fit. This includes running credit checks on employees. The only protection you may have is if your treatment constitutes some form of legally actionble discrimination (which it does not appear to) or if this action violates the term do of a union agreement or employment contract. Bottom line, an employer can terminate a worker for having bad credit, or for any reason, or for no reason at all.
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