insurance claim on automobile

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

insurance claim on automobile

Wheel damages and mechanical damages
that occurred during an accident are
being denied coverage only body repairs
were covered so is my insurance liable
for repairs I have full coverage

Asked on May 31, 2016 under Insurance Law, South Carolina

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Your insurer is liable for whatever the policy says they must pay: an insurance policy is a contract. Review the terms of the policy to see if wheel and mechanical damage are also covered. If they are, they have to pay unless the damage was not caused by the accident: i.e. they don't need to pay for wear and tear or pre-existing damage. If you believe they should pay, under the facts of the accident and terms of the policy, but they will not, you could sue them for breach of contract to enforce the policy's terms. To win, you'd have to prove the terms of the policy (which you can do by showing the court the policy) and that the damage came from the accident (it would be useful to have a mechanic, etc. testify as well as yourself).


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption