Will 18 yr old still be covered under health insurance?

My 18yr old daughter is looking at the military instead of college. Will she be covered under our insurance until she decides? She was just diagnosed with a health concern and just graduated high school.

Asked on June 25, 2009 under Insurance Law, Missouri


L.M., Member, California Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

You will need to address this question with your health insurer.   Usually it will say within the pages of the policy itself.  Most insurers cover your children until age 19 unless they are full time students, and then it can go up to 25 depending on the state.  The military will offer her very good government health insurance, by the way, so she might no longer need yours. But until she is 19, she will likely be covered.  Do check your policy and with your insurance provider to be sure.

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