In an subrogation case against me, should I just work out a deal with the insurance company myself or seek legal help?

Asked on September 15, 2014 under Insurance Law, Florida


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

This is an "economic" question, not a legal one--i.e. how much is at stake? If the insurer is looking for, say, $3,000 or less, you'd almost never want an attorney--you'd spend more on the lawyer than you could hope to save. If the insurer is looking  for  more than  $10,000, you'd definitely want an attorney to  help you--your potential savings would be well worth the investment. Between $3,000 and $10,000, you *probably* want a lawyer, but if you're comfortable handing business negotiations yourself, it would not be unreasonable for you to speak directly with the insurer.

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