What to do if I was involved in an auto accident and the other person didn’t have insurance?

I had my health insurance pay my medical bills. Although I have medical pay on my car insurance, can I double dip and use it too? I had heard you can do it in my state.

Asked on September 9, 2014 under Personal Injury, Missouri

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

No, you *cannot* double dip. The same expense cannot be paid twice by two different insurances. However, if neither one pays 100%, it may be possible to have the each pay a portion. For example: say that your health insurance still leaves you $3,000 out of pocket (co-pays or deductibles)--you may be able get some portion of that from the medical on the car insurance.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.