What do I do about a collection letter from an attorney’s office for collection matter that is over 10 years old?
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What do I do about a collection letter from an attorney’s office for collection matter that is over 10 years old?
I was notified 7 years ago by a collection agency that I owed just over $1,000 to a company; I knew nothing about it. It was from 15 years ago when they said I stopped paying them. They placed the collection item on my credit report but I had it taken off as it was past the statute of limitations. I told them over the phone and by mail that it was past the statute of limitations and it was taken off. Now I get this letter today 6 years later. I called them and told them it was 15 years old but they said they would keep calling. What do I do now with a law firm ?
Asked on June 18, 2012 under Bankruptcy Law, Minnesota
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
Familiarize yourself with the fair debt collection practices act and the portion that deals specifically with attorneys as debt collectors. Attorneys who harass are treading on thin ice as they are held to a different - and some what higher - standard. ANd you always have reporting them to the bar association and the greivance committee in your back pocket. Good luck.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm
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