What can be done?
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What can be done?
About 3 weeks ago my grandmother was hit by a man in a truck. The man fled the scene and wasn’t the owner of the truck. Tue owner of the truck loaned it to her daughter and her daughter admitted to detectives that she loaned the truck to someone for drugs. She knows the name of the man that hit my grandmother but is refusing to tell the detectives who he is and is avoiding their calls. My grandmother only has liability insurance and we are having trouble finding out if the owner of the truck has insurance. What can we do? They are treating my grandmother like the criminal and the other party as the victim but she was the one that
was hit. The guy blew threw a stop sign and threw traffic and hit her.
Asked on May 17, 2017 under Accident Law, Alabama
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 5 years ago | Contributor
I assume that your grandmother was not injured since you did not mention that.
If the owner of the truck has insurance, your grandmother can attempt to file a property damage claim for the cost of repairs to her vehicle with the owner's insurance carrier. However, the owner's insurance carrier will probably deny your grandmother's claim because the owner's truck was driven by an unauthorized driver not on the owner's insurance policy.
If that occurs, your grandmother's only recourse is to sue the owner and driver for negligence. Her damages (monetary compensation she is seeking in her lawsuit for negligence) would be the property damage (cost of repairs) to her vehicle.
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