What should I do if the dealership gave me a courtesy car but we had an accident?

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What should I do if the dealership gave me a courtesy car but we had an accident?

I never signed anything for it. When they sent over the loaner agreement, they forged my signature on it. My insurance agent knows what my siganture looks like and knew it was forged. what should I do? What’s going to happen?

Asked on October 27, 2014 under Accident Law, Nebraska

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

If you were at-fault in causing the accident--for example, were driving carelessly, such as too fast for conditions, didn't see a car, went through a stop sign or red light, etc.--then you are liable, or responsible, for the damage you did even if you did not sign anything: an at fault driver is liable for the damage he or she causes. (Consider: if you loaned your car to a friend and she had an accident, she would liable even though it is very unlikely you would have made your friend sign a contract first). If you were not at fault, you would only be liable if you signed an agreement making you liable. If you contend that any agreement making you liable is false or forged, you can defend against an attempt to hold you liable on that basis and also potentially press charges for forery, identify theft, and/or fraud.


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