Is it a legal necessity for a business to reject a service to me due to the absence of a credit reference?

Get Legal Help Today

 Secured with SHA-256 Encryption

Is it a legal necessity for a business to reject a service to me due to the absence of a credit reference?

Since I never borrow money, I do not have a credit reference. Do I have any “rights” to respond to the statement “you have no credit reference so we can’t do business with you” ?

Asked on December 21, 2013 under Business Law, Alabama

Answers:

Anne Brady / Law Office of Anne Brady

Answered 7 years ago | Contributor

A business is perfectly within its rights to refuse to do business with someone who has no credit history.  A business can not be required to extend credit to someone.  If this is a utility, they should be willing to do business with you if you put down a deposit.  Another option might be obtaining a prepaid credit card to build a credit history and do business with other businesses.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption