What to do ifI am receiving threatening calls from a collection agency?

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What to do ifI am receiving threatening calls from a collection agency?

I’ve received several threatening calls from a person that states that my name and SSN will be red flagged by the FBI for not paying a payday loan. I’ve never had a loan with them and they will not supply any information. What do I need to do for them to stop calling? And they have all my personal information.

Asked on October 6, 2011 under Bankruptcy Law, Florida

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

You need to be aware that in every state in this country there are laws prohibiting unfair debt collection practices by a third party debt collection agency. Likewise, there is a federal law prohibiting unfair debt collection practices as well.

From what you have written, the threats to contact the Federal Bureau of Investigation seemingly would be an unfair debt collection practice and possibly an unfair business practice as well. You need to get the name, address, and telephone number of the person calling you as well as the name of the business he or she works for.

You need to be aware that the contact with you may be part of some criminal scam. From what you have written, you may be a potential target of a criminal scam if you have never had a pay day loan.

I suggest that you contact a debt collection attorney who has a general practice for further consultation concerning this matter.

Good luck.

 


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