UPDATED: Oct 1, 2022
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My mother has been charged but not yet convicted of my father’s death. She is the beneficiary to his life insurance. Is she still eligible to receive the insurance? If not, what should I do next to get the policy myself?
Asked on December 8, 2017 under Insurance Law, Tennessee
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 5 years ago | Contributor
I am so sorry for your loss. The answer is no, most states prohibit one who has cause the death of another to benefit financially from their act. You need to notify the insurance company about the situation and they will institute an Interpleader to interplead the funds in to Federal Court to sit there until the resolution of the murder case. If she is NOT convicted she will still inherit. If she is then likely the alternate beneficiary will inherit or "the estate" meaning his remaining beneficairies. Good luck.
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