If you get into an accident for which you are at fault with a suspended license, what happens?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
If you get into an accident for which you are at fault with a suspended license, what happens?
Asked on September 27, 2015 under Accident Law, California
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 8 years ago | Contributor
You will be charged with driving on a suspended license. If you have insurance, the insurance company might deny the claim of the party who was not at fault because you were driving on a suspended license.
If your insurance company denies the claim of the party who was not at fault in the accident, you will be personally liable for the property damage cost of repairs to the other vehicle and the personal injury claims of the occupants of the other vehicle. The personal injury claims of each occupant of that vehicle will include compensation for the medical bills, compensation for pain and suffering which is an amount in addition to the medical bills, and compensation for wage loss.
If your insurance company denies the claim of the party not at fault in the accident, you might want to consider filing bankruptcy when there is a court judgment against you. Chapter 7 bankruptcy is straight liquidation which will eliminate that particular debt.
If you didn't have insurance when the accident occurred, you will be sued for negligence by the party not at fault in the accident and again should file Chapter 7 bankruptcy when there is a judgment against you.
If you didn't have insurance when the accident occurred and the other party, who was not at fault had uninsured motorist coverage, that party's insurance company will sue you to recover the amount it expended on the uninsured motorist claim. Filing Chapter 7 bankruptcy would again be advisable.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.