Can a private individual have a persons wages garnished for a personal debt?
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Can a private individual have a persons wages garnished for a personal debt?
I co-signed on a $10,000 loan for a friend and he refuses to pay me back.
Asked on November 1, 2010 under Bankruptcy Law, Texas
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
Once you sue a person you become a creditor with a request for a judgement. If you obtain the judgement then you are permitted to do whatever the law allows in order to collect. You can garnish a salary, levy a bank account, file a lien against real property - whatever. But I am a bit confused here as to the money owed. You say that you co-signed a loan. Did the primary party -your friend - default on the loan? Were you obligated to take over the payments or to pay the loan off? Are you now going after him for that money? Maybe you should consult with an attorney in the area just to see how to proceed. Good luck.
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