what does it mean to me if the insurance co only will accept 75% of accident when it was clearly 100% their fault
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Sr. Director of Content
Sara Routhier, Senior Director of Content, has professional experience as an educator, SEO specialist, and content marketer. She has over 10 years of experience in the insurance industry. As a researcher, data nerd, writer, and editor, she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance....
Sara Routhier
Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
Jeffrey Johnson
Updated June 2014
If you were in an auto accident and did not have insurance at the time, it does not absolve the other party or their insurance from payment of the damages. The responsible party must pay the repairs to the other party.If there is a police report and witnesses, you need to present these to the insurance company for reconsideration. If they still say it is not their full responsibility, you need to ask them for an explanation as to why they are not responsible. You may be able to offer a rebuttal to their position.If they continue to deny, you can ask for a supervisor to try to get further settlement offer and/or ask your agent for assistance. If all of this fails, you may have to take them to court, but it will cost you since you did not have insurance so you will have to hire a lawyer on your own.
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