Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: May 19, 2012
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Cumming, GA
Asked on 05/19/2012
Nonrenewal How much time does my company have to give me for a nonrenewal? The mail date was May 15, and my policy was set to renew June 12. I thought they had to give at least a 30-day notice.
Answer given on May 29, 2012
Auto insurance companies can set up a non-renewal on an auto policy based on the terms of the policy. Most policies require a thirty day notice for the non-renewal, but you should read your policy to be sure. If the company did not give sufficient notice, then they will need to extend the cancellation date to allow the 30 days. Depending upon the rules from your state, they may have to withdraw the non-renewal and keep you insured for the upcoming term, upon payment of the premium, until the next renewal date.You should talk to the company or your agent to see what they are planning to do, presuming you can prove the date of mailing of the non-renewal notice. The date received is not the date in question, but rather the date the notice was mailed. Some insurance companies send a certified letter for non-renewals, but some only use the regular mail.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.