If a person is deceased, does their car insurance get cancelled?

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Nov 22, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Cedarville, MA

Asked on 11/22/2011

If a person is deceased, does their car insurance get cancelled? If a person is deceased does their car insurance get cancelled and if so, with the car still registered and inspected, can others drive it if they are insured for their own vehicle? Should we respond to the insurance companie's request for mileage information for discounted auto insurance for the deceased or just ignore the request?

Answer given on November 23, 2011

The named insured on the auto declaration page is the deceased.  I take it that there is no one else that is insured by this policy or co-owner of this car.  Either way, you should notify the insurance company right away that the person is deceased. The auto insurance for the decease individual insured him or her and the auto and anyone that was given permissive use to drive the auto.  The named insured is decease and therefore there is no one to insure to drive the auto as well as no permissive use given. Notify the insurance compnay right away.  Have the tags and the registration properly corrected to reflect any new owner of the auto.  Another person’s insurance would not extend to this automobile.   


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption