If I rear ended a vehicle that abruptly stopped after traveling past the cross walk into the intersection as the light changed from yellow my fault?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Jan 29, 2011
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Upland, CA
Asked on 01/29/2011
If I rear ended a vehicle that abruptly stopped after traveling past the cross walk into the intersection as the light changed from yellow my fault? The vehicle in front of me went past the white line into the intersection seemingly going through the intersection but made an abrupt stop as the light was changing color. I was coming to a stop and rear ended the vehicle as I was slowing to stop at the white line before the intersection. She must have changed her mind as she was entering the intersection. Is she at fault for entering the intersection then trying to change her mind when it was already too late.
Answer given on January 30, 2011
Unfortunately, even though the other driver stopped suddenly and unexpectedly, you are responsible for the accident, since you rear ended her. It is your responsiblity to maintain a safe distance from the vehicle in front of you and be prepared for sudden stops. It may seem unfair, but if a pedestrian had stepped in front of the other vehicle, she would have stopped just as abruptly.
If the damage to the other person’s car is less than $750, and there are no injuries claimed. your insurance company should not charge you for the accident. However, if damages for her car, and yours exceed that amount, or the other party was injured, you will be charged for the accident. Also, if damages over $750 or injuries, you are required to send an accident statement (SR1) to DMV. If you do not your driver’s license could be suspended. You have 10 days to submit the form. You can get a copy of the form from your insurance agent.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.