can you insure a car that is not in your name?

The auto insurance policy needs to be written in the name of the registered owner of the car. If you insure a car that is not owned by you, and there is a major accident, the insurance company can deny coverage for the claim. There really is no reason to insure a car that is not registered to you.You can add someone as an additional insured, or another named insured if there is a need to do so. You can also just add someone as a driver on the policy if they will be a regular operator of the car in question. However, if you are added as named insured, you will have liability if there is an accident with that car. Make sure you a willing to expose your personal assets in the event of a major accident. An additional insured will not expose you to any liability in the event of an accident.