What are my rights if my mother and I are co-borrowers on an auto loan?

Recently she became angry with me for turning down a job offer, insisting my decision was drug related, which it was not, and took the car from my driveway with out my knowledge. She is not threatening to surrender the car to the bank, even though I have been making the payments every month. Do I have any rights to contest the surrender? and if not, do I have any rights to take her to court for the money I have paid on the loan?

Asked on January 13, 2013 under Bankruptcy Law, California

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

The real question that you need to answer is who is the registered owner of the vehicle that you have written about as opposed to who are the co-borrowers. If you are the sole registered owner of the vehicle the car is yours and your mother has no right to take it away from you unless you are a minor.

If she is also a registered owner as to the vehicle, she has the right to use it herself.


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