If my check is to be garinsheed for a medical bill, are there any exemptions to stop this?

I am the only one working in house.

Asked on August 29, 2011 Missouri


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

The main limitations are on how much may be garnished. Generally--

1) you wage can only be garnished to the extent your weekly wage is more than 30 times the federal minimum wage (e.g. since minimum wage is $7.25, unless you earn more than 30 x $7.25 per week, or more than $217.50 per week, you can not be garnished; and only the amount over that is subject to garnishment)

2) If you earn enough for garnishment, you can only have up to 25% of your income, after mandatory deductions (like FICA) are taken,  garnished--so in practice, a bit less than 25% of your income.

Possibly more importantly for you:

3) If you are the head of a family, a maximum of 10% of your income (after taking out mandatory deductions like FICA) can be garnished.

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