What to do if my 18-year old son was the passenger in a car and was injured in an accident but the driver was uninsured?

The driver was speeding down a hill when they hit a curve. The driver over-corrected causing the car to flip. My son had to go to the hospital with minimum injuries and my health insurance covered some of the medical expenses but not all. We just found out the driver was not insured and he or his mom will not return messages. My son is now left with about $900 in unpaid medical bills.

Asked on October 16, 2014 under Personal Injury, Ohio

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

You son can sue the driver, who--from what you write was driving negligently or carelessly and so was at fault in causing the accident--for the remaining balance of his medical bills; not having insurance does not mean the driver might not have to pay the bills--it just means he does not have insurance to pay them for him. For $900, suing in small claims court, with your son acting as his own attorney, is a cost-effective option.


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