What are my options if I signed up for disability insurance with my company and later had an injury/disability, however my employer forgot to submit my forms?

I had an injury/disability which would have been covered. My employer didn’t submit the forms to the insurance company.

Asked on September 12, 2012 under Employment Labor Law, New York

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

If your employer's representative as careless in submitting the disability insurance coverage form that you desired and as a result you do not have coverage for the disability that you suffered, your employer based upon the facts that you have written about should be responsible for covering what you would have been insured for out of his or her own pocket.

I suggest that you consult with a labor law attorney as to what your legal options are concerning the matter that you have written about.


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