I recieved a call from a place called morgan law gruop saying the were placing a arrest warrant for me if i did not pay an outstanding loan. I looked up the number but can’t get a specific. name. I

I recieved a call from a place called morgan law gruop saying the were placing a arrest warrant for me if i did not pay an outstanding loan. I looked up the number but can’t get a specific. name. I possibliy do owe some money to the place they reffered. but. have not received anything from them. Am I being scamed.?

Asked on September 4, 2012 under Bankruptcy Law, Alabama

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

This is a scam.  If you owe on a loan, this is a civil case; not a criminal case.  You won't be arrested.  You could be sued for the amount that is owed plus interest.  If you are sued, you will be served with a summons and complaint.  The complaint is the lawsuit attached to the summons.  If you are served with those documents, you will have the amount of time set forth in the summons to file an answer to the complaint.  You will need to file the answer to the complaint with the court and serve it by mail on the opposing party's attorney or just the opposing party if no attorney within the time set forth in the summons.  If you don't file a timely answer to the complaint, a default judgment will be entered against you.  A default means you will have lost the case; however, at that point you can still file a motion to set aside the default.  If the court grants your motion to set aside the default, the case will then be back on track and litigation will continue.


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