How to I get title to a trailer for which I have paid off the loan?

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How to I get title to a trailer for which I have paid off the loan?

Last year I paid off a recreational loan at a bank and was waiting on a title. So I went to the bank and they said I owed money still; they printed a report for me. It seems like 2 months after I paid it off, they put a service charge on the account and it put the loan into recovery (repo). Since this time I have traded this trailer and can’t get a title. Now I’m going through a divorce and it needs to be settled. I cant get any answers out of the bank so I may need to sue. The person that has the trailer now can not put insurance on it because of this mess.

Asked on September 4, 2012 under Bankruptcy Law, Texas

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

I suggest that you see an attorney that practices in the area of consumer law about your matter for assistance and guidance. It might come down to the point where you pay off what needs to be paid off to clear the service charge as to the loan so that the new owner can get good title to the trailer. Once done, you then sue the bank for the amount that you paid it to get good title for the person who now owns the trailer.


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