I have a life unsurance policy with my now ex husband for 22 years. He is the policy and I am the rider. can he change beneficiary with out my concent

Asked on June 16, 2009 under Insurance Law, Michigan

Answers:

B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

I doubt that he can change the beneficiary at all, if he's not the owner of the policy.  At the same time, unless the divorce decree authorized it, you may not have the right to own insurance on his life any longer.  In many states, the divorce ends your "insurable interest".  Sometimes, insurance is used to "guarantee" payment of child support or alimony, but usually the person who's paying the support takes out the policy under the court's judgment.

For advice that you can rely upon, based on the facts and any unique provisions of Michigan law, please talk to an attorney in your area.  One place to find counsel is our website, http://attorneypages.com


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