What is a person’s liability if they drive someone else’s auto not knowing the insurance is lapsed?

my son was asked to drive a friend’s auto and was involved in an accident but she never told him her insurance was lapsed. Now the insurance of other vehicle is threatening to take his license if he doesn’t pay for the auto. Can they do this?

Asked on November 3, 2011 under Accident Law, Tennessee


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

The question I have is did your son have an auto insurance policy covering him for driving anyone's vehicle? If so, then it really does not matter if the vehicle he was driving another's vehicle that did not have insurance.

I suggest at this point that you and your son consult with an attorney who practices insurance law. You might want to see if your insurance policy might cover your son for the accident he was in. Good luck.

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