Can someone make an insurance claim 1 month after being in a car accident?

Asked on January 21, 2013 under Accident Law, California


B.H.F., Member, Texas State Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

A person can make a claim for a vehicle or personal injury claim any time within the statute of limitations-- which certainly one month would be within that time frame. Some people delay in making a claim until they know exactly what their injuries will be so they will know what to ask for from the insurance company.  When someone delays reporting an accident without a reason, it certainly is suspicious, but it is permissible. 

If the person making the claim is also the insured, they may have other duties under the rules in their policy.  For example, some policies require the insured to report the accident within a specified period of time-- this would be up to the insured and the insurance company and the timelines that they agreed to.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.