At what age am I no longer responsible to medically insure an adult child?

Asked on November 12, 2015 under Insurance Law, Texas


M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

An adult can still be covered under their parents' health care plan until their 26th birthday (and the age limit is higher in some states. However, a parent is not legally obligatd to have their adult child on their plan. Once someone reaches the age of 18, they are of majority age and are therefore responsible for obtaining their own health insurance.

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