What are my rights if I was involved in a wreck in which I was rear-ended but I don’t have insurance?

Asked on October 23, 2017 under Accident Law, Tennessee

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

If you did or didn't have insurance makes no difference since you were not at fault for the accident. The relevant factor here is whether or not the person who caused the accident was insured. Right now, what you need to do is to contact their insurance company and file a claim with it. If for some reason you do not receive a settlement from it or the other driver was also uninsured, then you can sue them in small claims court for the damages to your vehicle, as well as related court costs

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

If you did or didn't have insurance makes no difference since you were not at fault for the accident. The relevant factor here is whether or not the person who caused the accident was insured. Right now, what you need to do is to contact their insurance company and file a claim with it. If for some reason you do not receive a settlement from it or the other driver was also uninsured, then you can sue them in small claims court for the damages to your vehicle, as well as related court costs.


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