What actions can I take against my ex-wife for intentionally damaging my credit?

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What actions can I take against my ex-wife for intentionally damaging my credit?

She received our house and car in our divorce with the stipulation she take financial responsibility. Both items were financed in my name. Since the divorce, the car was repossessed and she has not made a house payment in 13 months. The house is now in foreclosure. Also I discovered 2 credit cards she had attached my name to (as co-signer) and has not made any payments to these accounts.

Asked on August 29, 2011 Florida

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

As you may or may not be aware, since these creditors were not a party to your divorce, they can continue look to you for repayment; you are still liable for any repayments/defaults. However, since your wife was ordered to pay these items and did not, you could contact the court; she may or may not be held in contempt depending on the circumstances (i.e. the reason that she did not pay). The court could then order her to make payments (again depending n the circumstances). Further, to the extent that you are out-of-pocket any money, you can sue her for reimbursement. Finally, you can add a statement on your credit report as to why these accounts were not paid and/or paid late. To some degree it may be of help.


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