What happens if I’m the beneficiary on my late ex-husband’s life insurance policy?

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What happens if I’m the beneficiary on my late ex-husband’s life insurance policy?

I was told by his employer that they have documents listing me but would not tell me what those documents are. Am I entitled to a copy of that or any policy if I am designated?

Asked on June 12, 2015 under Insurance Law, Oregon

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

1) No, you are not entitled to copies of policies designating you as a beneficiary, though you ex-husband could voluntarily give you a copy.

2) If you are listed by name, you would still be his beneficiary until/unless he changes it. If you are described or identified as "my wife," however, you would not be the beneficiary any longer in practice, since you are not his wife--that is, you are not the person actually identified.


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