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How can I obtain a
Said insurance company in FL is paying out a total loss claim on our vehicle based on a
Asked on August 14, 2017 under Insurance Law, Florida
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 6 years ago | Contributor
This is essentially a contractual dispute between you and the insurer: i.e. what did you insure? What value? Etc. Your recourse would be to file a "breach of contract" lawsuit against the insurer, on the grounds they are not living up to their contractual (an insurance policy is a contract) obligations. In the course of that lawsuit, there are legal mechanisms called "discovery" (e.g. a written "document"--which includes recordings--production request) which you could use to get access to that recording. Unfortunately, you can only compel its production the course of a lawsuit, so you'd have to sue.
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