Is the lender responsible under lemon law as well?

If a consumer purchases a car using a financing plan from a lender, and the car turns out to be a lemon, the lender is not generally held responsible. The responsibility for a lemon, i.e. a defective vehicle under warranty, falls with the holder of the warranty, which is typically the car manufacturer.

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Do car problems have to occur within 12 months of purchase to qualify under lemon law?

In order to be protected by lemon law in most states, you’ll need to experience car problems within 12 to 24 months of purchase, or 12,000 to 24,000 miles. This time frame varies somewhat by state, so it’s important to check your state’s lemon law for specific requirements. In addition to occurring within a certain time period, the problem must also be characterized as a substantial defect, meaning it must impact the use, value or safety of the car. The car manufacturer must also be given multiple opportunities to repair it. If repeated repairs fail to correct the issue, then your car may be considered a lemon.

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What should I do if I suspect my car is a lemon?

If you believe your car is a lemon, you may be able to receive some kind of compensation from your car manufacturer, but first you’ll need to build a case. Start by researching lemon laws in your state. The requirements for showing that your car is a lemon vary from each state to the next. For example, in some states you must attempt to repair the car at least three times, but in other states just one repair attempt may suffice.

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What happens if there are problems after my car’s warranty expires?

Whenever you purchase a vehicle that is still under warranty and a problem with the vehicle occurs, you can typically take the vehicle to any dealer authorized by the manufacturer and the issue will be taken care of free of charge to you. After the vehicle’s warranty expires, however, almost every instance in which a repair must be made to your vehicle will be your responsibility to deal with, regardless of the condition of your vehicle at the time of the warranty’s expiration. However, there may be limited exceptions to this rule.

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