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ERISA protections, which are mandated by federal law, specifically prohibit employers from terminating employees prior to the vesting of their retirement plans in order to avoid the payment of a pension or the issuance of other pension benefits to the employee.
→ Read MoreIf you have a retirement plan with an employer, and are then fired from the company, that employer can’t take away any money you have contributed to the retirement plan in the case of a 401(K). In the case of a pension plan where the employer is also contributing to your retirement fund, i.e. through a contribution-matching program or other clause, it’s possible that the employer is legally allowed to take back any contributions they have made to the fund. Whether or not your employer will have the ability to do this will depend on whether you are vested in the retirement plan.
→ Read MoreAbsent a union contract, or an agreement that runs to the benefit of the employees (such as an employment agreement), employers are generally able to change the employer sponsored insurance policy at any time, with or without permission of employees. Employers never have to put the issue to a vote of employees, and while they are compelled to act in accordance with ERISA and other laws, there is no obligation to stay with the same insurance company for the employer sponsored insurance.
→ Read MoreDoes an employer have to offer employees benefits, such as vacations, health plans, pension, etc.?
→ Read MoreUnpaid profit sharing money is generally covered under wage and hour laws, which means that there are a number of resources available to you if the money is not paid in a timely manner. One option is to contact the state Department of Employment in the state where you worked.
→ Read MoreIs my employer permitted to borrow money from my pension plan, as long as the employer pays it back?
→ Read MoreFind the right lawyer for your legal issue.
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