Does auto insurance cover a hit and run accident?

Auto insurance does cover a hit and run accident, but not in the same way as a normal accident. In most instances, the driver who causes the accident is responsible for paying for damages through their auto liability insurance coverage. This obviously can't happen when the at-fault driver is unknown. Hit and run auto insurance, then, is really a combination of uninsured/underinsured auto insurance and collision coverage. If you have Personal Injury Protection, that will cover your medical costs if the other driver can't be found.

UPDATED: Oct 2, 2022Fact Checked

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

For over 20 years personal injury lawyer, Stewart J. Guss has represented clients from all over the world in the most serious and catastrophic injury claims. Since starting his own firm in 1999, he has gained national recognition and expanded his reach, now operating several offices across four states and employing hundreds of dedicated legal professionals.  Stewart grew up in Houston, Texas, ...

Full Bio →

Written by Stewart J. Guss
Personal Injury Lawyer Stewart J. Guss

UPDATED: Oct 2, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

secured lock Secured with SHA-256 Encryption