Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Aug 18, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Carrollton, TX

Asked on 08/18/2011

I think my roof contractor overcharged on roof replacement. My friend with same size house used them too but they charged $7000 compared to my $10000. Same time of hiring but they charged me $10000 compared to his $7000. His house is even about 80 sq. ft. more but I got a 30 year warranty instead of a 20 year warranty. I asked people and they said it shouldn't be much difference between a 30 and 20 year warranty, maybe $500 at most. Should I contact the roofing company and maybe my insurance. What do I do?

Answer given on August 20, 2011

I am presuming your insurance company paid to have the roof replaced due to an insurance loss. If so, the company would have negotiated the cost with the roofing contractor to be sure the insurance company got the best deal available. Even if the company paid you for the repairs, they would have had to agree to the costs before they would have issued a settlement check to you for the roof.If the roof replacement was not an insurance claim, then you should have obtained alternative bids to replace your roof before accepting the bid from the company who did the repairs. The size of a home is not the only determining factor for costs of roofing. The type of maerials use, the pitch of the roof, fees and permits, etc. It seems too late for you to want to change the contract, but you might call the roofer and advise of your concerns and see if they will agree to a reduction in costs, or explain the reason for the difference. However, this would not be an insurance claim, simply because you feel you were overcharged.


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.