claim rejection chances for second hand car if RC transferred and insurance is still in the fist owners name
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Feb 24, 2012
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Bolingbrook, IL
Asked on 02/24/2012
claim rejection chances for second hand car if RC transferred and insurance is still in the fist owners name HI there, I had Bought a second hand car last month it was my dealers responsibility to get the name transfer done 11 of feb my car met with an accident on feb 11th unfortunately my RC has been transferred to my name on 02 of FEb but the policy is still in the first owners name will i get my claim
Answer given on February 25, 2012
If your car was involved in a claim for an accident, the car dealer is resposible to transfer the title. However, you must get the insurance placed on the new car. You are expected to call your insurance agent to put the insurance in force. If you are replacing a car, then you have 10-15 days to call your insurance agent. If it is a new car, you have 10-15 days to call the agent, and the insurance on the existing car will match the new car. However, you have to call your agent or broker. It is not the responsibility of the car dealer to get the insurance placed. While the car dealer should have told you about what was needed to be done, it is not their responsibility, as you should know that you need to call your insurance agent if you buy a new dar.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.