Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 19, 2012

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Insurance Question from Cumming, GA

Asked on 05/19/2012

Nonrenewal How much time does my company have to give me for a nonrenewal? The mail date was May 15, and my policy was set to renew June 12. I thought they had to give at least a 30-day notice.

Answer given on May 29, 2012

Auto insurance companies can set up a non-renewal on an auto policy based on the terms of the policy. Most policies require a thirty day notice for the non-renewal, but you should read your policy to be sure. If the company did not give sufficient notice, then they will need to extend the cancellation date to allow the 30 days. Depending upon the rules from your state, they may have to withdraw the non-renewal and keep you insured for the upcoming term, upon payment of the premium, until the next renewal date.You should talk to the company or your agent to see what they are planning to do, presuming you can prove the date of mailing of the non-renewal notice. The date received is not the date in question, but rather the date the notice was mailed. Some insurance companies send a certified letter for non-renewals, but some only use the regular mail.


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