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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 10, 2010

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Insurance Question from Fort Worth, TX

Asked on 12/10/2010

Do I need a lawyer? Was involved in a head on collision with a pickup who failed to check for oncoming traffic before crossing 3 lanes of traffic. Two of which where completely stopped, and possibly waved through by non moving vehicles. I need to go to doctor but have no coverage myself. After 2 days I found out he never filed a claim. What do I do?

Answer given on December 17, 2010

The other party should have reported the accident, but you can also report the accident to his insurance company.  His company will take the report and then contact their insured to get his version.  Since you were injured, there is probably a police report, so you can  obtain information from the report if you don’t have the information on the other driver.

You said you have no coverage, but I presume you mean you don’t have medical payments coverage.  You may be able to file a claim under your policy for uninsured/underinsured motorist coverage, in the event the other party does not have enough insurance.  You should discuss this option with your insurance agent.   Also, if you have any other medical insurance you can use that to go to the doctor.

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