what to do after receiving summons for personal injury judgment of money following car accident?

About 5 months ago, I was at fault for a minor car accident with no damages or visible/declared injuries. I exchanged personal insurance information with other driver but no police accident report filed. The other driver later filed a personal injury claim with my then insurance company. Upon investigation, my insurance determined there was no personal injury, or damage caused by accident. Now, I’ve received a court summons from other party and attorney for money judgment $5,000 for personal injury, which I have to respond to with written answer within 45 days. I cannot afford lawsuit/judgment, or attorney, nor was the accident severe enough that it I feel it should even be going to these lengths. What/how do I need to prepare requested response of written answer to summons received? And, what could be likely/possible outcome of lawsuit attempt considering my insurance had already determined no damage/injuries?

Asked on June 27, 2017 under Personal Injury, Wisconsin

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

You should forward the matter to your insurance company.  Your insurance company will provide you with an attorney at no cost to you, who will file an answer to the complaint (lawsuit) for you.
The answer denies the allegations in the complaint.
It is not possible to predict the outcome of any lawsuit.


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