What will happes if I got into a car accident without insurance?

Asked on October 10, 2014 under Accident Law, California

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

If you were fault in the accident, you are personally liable and will be sued for the property damage (cost of repairs to the other vehicle) and personal injury claims of the occupants of the vehicle that was not at fault in the accident. The personal injury claim will include compensation for the medical bills, compensation for pain and suffering which is an amount in addition to the medical bills based on the medical  reports and compensation for wage loss. 

The DMV may suspend your license for driving without insurance and/or cancel your vehicle registration until you provide proof of insurance.

If the party who was not at fault had uninsured motorist coverage, that party will file an uninsured motorist claim with his/her auto insurance company and that company will sue you to recover the amount it paid on the claim.

If you were not at fault in the accident and the other party had insurance, you can file claims for property damage (cost of repairs to your car) and if you were injured, a separate personal injury claim to receive compensation for your medical bills, pain and suffering and wage loss.


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