What to do if my friend does not have car insurance and backed his car into a man’s truck?

The man has car insurance but is not going to file the incident with his insurer. He is demanding that my friend give him $1,500 in full.

Asked on December 9, 2015 under Accident Law, Colorado

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

If your friend backed into the man's truck, your friend is at fault in causing the accident. That means he is liable for any/all damages he caused, such as for the cost to repair his truck. Even if he has insurance, he is not obligated to use it--he can demand payment from your friend. If your friend does not voluntarily pay him, he could sue your friend; if he does, he will likely get a court judgment ordering your friend to pay whatever amount of damages he can prove.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.