What will happen to my grandmother if I was driving her car and got in two hit and runs?

I haven’t been charged yet but it will be coming. I’m not on my grandmother’s insurance but I live in the same house as her. Is she going to get into trouble?

Asked on August 21, 2013 under Accident Law, Massachusetts

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Since your grandmother is the registered owner of the vehicle you were driving, she is liable for the property damage to the two vehicles you hit and also the personal injury claims of the occupants of those vehicles.

Your grandmother should refer the matter to her auto insurance carrier; however, since you were not on her insurance policy, the insurance company might deny the claims because you were an unauthorized driver.  If that happens, your grandmother could be sued for the property damage and personal injury claims  of the owners and occupants of the vehicles you hit.

Apart from the civil case (lawsuit) against your grandmother, you could be charged in a criminal case for hit and run.


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