How long does it take an insurance company to pay out if you are in an accident and it was not your fault?

I have basic coverage meaning my insurance only covers the other person’s car in an accident. A semi merged into me (the ticket was given to him) and it has been almost 2 weeks since the accident and I have barly heard anything from the other insurance company and my representative claims to be emailing and calling constantly. The said they just got the appraiser’s report and I was just wondering how long it will take before I receive anything?

Asked on March 16, 2012 under Accident Law, Florida


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Different insurance carriers have diffrent protocols for payment of claims of their insureds with respect to the type of accident that you were in. Unfortunately for you, things take time with respect to review of accident reports, getting appraisals, review of the submitted documentation and then making an agreement with its insured for a payment of the claim.

Potentially you could wait more than 60 days from the time you made your claim to your carrier to get a pay out.

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