Can I sue my home insurer for not providing criminal activity information that would have prevented a day time break-in and robbery?

Get Legal Help Today

 Secured with SHA-256 Encryption

Can I sue my home insurer for not providing criminal activity information that would have prevented a day time break-in and robbery?

My insurance agent informed me after the break-in that I was the 23rd day time break-in in my area over the prior two months. He had this information from the police reports filed. All my contact information is available at the on-line website. Doesn’t the insurance company have an obligation to protect me from loss?

Asked on August 10, 2012 under Insurance Law, Maryland

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Although I can surely understand your anger here I do not think that the law would make an insurer your personal police to protect you from what could be in the future, especially when the information is available to you as well with a little bit of inquiry. It would be burdensome on the insurer.  Good luck.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption